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Bankruptcy Alternatives

Bankruptcy is not an option for every debtor due to various reasons. The debtor's income could  be too high, or having more assets than the bankruptcy exemptions would allow. Some people don't want to file bankruptcy because it will be on their credit report for up to ten years. Whatever reason may be, there are other alternatives. These options include debt settlement or debt collection defense.

At the Law Office of John T Nguyen, our attorney has secured a defense verdict against a major bank following a bench trial in a debt collection lawsuit.  We also have successfully negotiated with creditors to reduce our clients' debts as an alternative to filing bankruptcy.

CALL (408) 800-JOHN today for a free initial consultation.

 

Bankruptcy
Testimonials
"John was extremely thorough during the entire process of my bankruptcy.  With his expertise he made sure that everything was filed correctly  and on time. My case dealt with an out-of-state foreclosure, credit cards, and personal loans. And he handled them all with expertise. The most outstanding quality that I respect most about John is that he is a great communicator. He would call, text, and email any requirements and updates, which I value since I'm a busy working mom. He even reached out while he was on a family vacation to make sure that we met all the due dates. Who else would do that? Not many people, that's for sure. He took total ownership of my case and didn't delegate tasks to anyone else. I can't emphasize how much I appreciate his integrity. He also stood by my side, (literally), during the meeting of the creditors. I couldn't say the same for some of the other debtors that I saw in court that day-- instead they had a stand-in representative. With John you get first-class personal attention. I couldn't have selected a better attorney than John Nguyen. I highly recommend him to anyone!"
-Felix from San Jose-
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